Is it more expensive to get Rover insurance if the car is modified?
Not necessarily. It depends what has been done. If a more powerful engine has been added, the insurers may take this as a risk that you’ll drive faster and have an accident. So, in that case yes, it’s likely your insurance premium will be higher. Insurance companies also think that modified cars look better and catch the attention of thieves, who might steal the car or vandals, who might damage it.
Some modifications are seen as beneficial. For example, putting in a car immobiliser, or a tracking system, or an alarm. These things help to prevent your vehicle from being stolen and could lower your insurance premium. However, you may need to speak directly with your insurer to see these reductions reflected in your premium.
The best thing, is to always be honest with your Rover insurers and tell them if any modifications have been done and they can then provide you with a quote on that basis.
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