A simples guide

Car insurance for Seat cars

If you’ve ever been into the Spanish countryside, you might have noticed old tiny little cars that move slowly along the road. Those little cars are the first Seat vehicles and they came into production in 1953 out of a car plant in Barcelona. Seat cars were first sold in the UK in 1985 and today they are owned by Volkswagen.


Today Seat are still producing a wide range of cars. And if you’re looking for affordable car insurance for your Seat, than look no further as we can help you find the right level of cover at the right price for you.


How much will it cost me to insure my Seat?

As with all cars, the cost of insuring your Seat depends on the model you choose. When we looked at comparethemarket.com quote data during February 2016 the best average price of Seat insurance for the mini sized Seat Mii, which is available in 3 and 5 door models and has a 1.0 litre engine, was £416.07.

Our own top ten Seat car list tells us that the most popular in the Seat range is the Ibiza. You can buy the cheapest model, the Ibiza SC, for just under £10,000 new, and the most expensive, the Ibiza Cupra, at around £18,000. The Insurance won’t break the budget either with quotes averaging at £602.77.**

car on spring morning

Safety standards and features

Safety standards and features will often bring down insurance quotes so it’s worth finding out which models have what if you haven’t already bought your Seat. The Cupra, for example, has handy features like hill hold control, which stops the car rolling back down a hill if you’ve had to stop on one and another feature called Tiredness Recognition, which sounds a beep to let you know if you’re drifting lanes or you’ve made any erratic movements. Whereas the Seat Ibiza was awarded 5 stars for safety in the 2011 Euro NCAP tests.

If you’re thinking about buying a newish second hand Seat Ibiza, prices start at £5,770, with 50% of them under £7,499. Older models (ten years plus) can be bought for as little as £500.

And if you want to go green then why not go for the Seat Ibiza 1.4 TDI Ecomotive. Its gives you 83.1 miles to the gallon with CO2 emissions of just 88/km. Environmentally friendly cars often fall into a lower insurance group which typically means cheaper insurance, so it’s worth checking out your potential new Seat’s green credentials too.

hand on steering wheel

How can I make insuring my Seat more affordable?

If you are a young or inexperienced driver looking for a good deal on Seat insurance, there are ways that you can get your insurance more affordable:

Including an experienced driver, as a named driver, on your insurance can often bring the quote down. You must be registered as the owner and main driver of the vehicle if it’s your car. However, you can add your mum or dad, or any other experienced driver on to your policy as long as they genuinely drive it sometimes. Insurers like to have an experienced driver and will reflect the price of your seat insurance accordingly.

Please remember though that they can only be a named driver on the policy, putting your insurance into anyone else’s name is fraudulent and will invalidate your insurance, unless they really are the main driver.


You can also get a black box or download an app to monitor your driving. Telematics, as it’s known, will let insurers know if you are a safe driver. The app or black box that’s installed in your car, record cool stuff like how you brake, accelerate and drive. If, after you’ve had the box for a while and your next insurance renewal is due, you may find that you get a lower quote for being a safe driver.

And finally you can build up you no claims discount (NCD). You will get a no claims bonus for each year you have an insurance policy. If you are careful you can build it up to the maximum, which will give you a considerable saving.

Get some quotes

Now you’re armed with all this extra information about your new Seat, why not start comparing car insurance quotes? There’s no need to take the first quote you get because you don’t have time to search the web, we’ll do all that for you in a matter of minutes. We will ask you some questions about the Seat car you want to insure, your details and once we have the information, just like magic, we’ll give you a choice of companies that fit the bill. All you need to do is take your pick from the deals on offer and then take your Seat wherever your heart desires.

car wheel
** Average price for Seat car insurance according to research carried out of consumers with comparethemarket.com motor insurance in February 2016

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