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Frequently asked questions

  • What is the Smart car?
  • How much does a Smart car cost to insure?
  • Can I cut the cost of my Smart car insurance?
  • Where can I find Smart car insurance?

What is the Smart car?

The Smart car is a stylish microcar. It allows for easy parking and isn’t bad to look at either.

How much does a Smart car cost to insure?

According to our data, the average cost to insure these vehicles is*: 

  • Smart Fortwo Passion (71): average premium £673.15 per year
  • Smart Forfour Passion: average premium £715.92 per year
  • Smart Smart Pulse: average premium £482.16 per year  

The amount you’ll pay will depend upon your personal circumstances and on the model of the Smart car that you own. The amount varies according to which insurance group your model falls into. Cars in lower insurance groups normally attract a lower premium. 1 is the lowest group, 50 is the highest. Examples of groups that Smart cars fall in are:

Model Insurance Group
Fourfour Group 2
Fortwo Cabriolet Group 2
Coupe Group 2
Roadster Group 28
AMG Group 50

 

*All average price amounts based on Compare the Market data in June 2018. These averages are based on all our customer quotes, from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your circumstances.

Can I cut the cost of my Smart car insurance?

There are a few steps to take that could possibly help you to reduce the cost of insurance for your Smart car. Telematics insurance is a great place to start. If you share the car with another, more experienced driver, you might also want to think about adding them as a named driver to your policy (just watch out that you aren’t committing insurance fraud known as ‘fronting’ when you do this). And if you have a garage on your property, parking your car in there overnight could also lead to a discount with some insurance providers.

Where can I find Smart car insurance?

You’re just a few clicks away from being matched with a wide range of car insurance quotes from more than 90 different insurance providers in the UK. Compare the Market makes it easy for you to find insurance that fits in with your needs and budget. Get a car insurance quote now and you could start saving.

Considering an alternative vehicle to the Smart car? Then you can find car insurance information on a variety of other car makes and models by visiting our manufacturers hub.

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