A simples guide

Volkswagen Golf car insurance

VW Golf insurance can differentiate greatly since there are various body types designed for various drivers, with engine sizes varying from 1.2 litres to 2.0 litres. So if you’re on the hunt for Volkswagen Golf insurance, fear not. We’re here to make your life that little bit easier.     

What’s great about the Volkswagen Golf?

No doubt the VW Golf is an iconic car. And in its 40-year lifespan it’s become well-known for its reliable engineering and high-quality production. This has made it a safe bet as a solid all-rounder. 

VW polo

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What insurance group is Volkswagen Golf in?

The VW Golf insurance group ranges from 4 to 18, covering a number of different models such as the Cabriolet, Estate, GTI, Hatchback and R Cabriolet. Insurers often take these specifications into consideration, as well as the driver’s age, where they live and their history on the road. Typically, the Estate and the Hatchback VW Golfs are cheaper to insure, while the R Cabriolet and the GTi cost most since they offer the most power and speed.

Volkswagen Golf car insurance is cheapest for the older base models. The VW Golf E model is listed under group 4, as is the VW Golf S manual 3DR and 5DR. All Volkswagen Golf models in group 4 are manual vehicles; the cheapest auto Golf cars are the Golf S 8V, the Golf Match, the Golf Final Edition 8V and the Golf S (102), all of which are in group 5.

If you like the fast and the furious variety, then at the other end of the scale are the VW Golfs with more horsepower. The Volkswagen Golf insurance group 18 features the much nippier GTi’s and the R-types. 

hand on steering wheel

How can the insurance premiums of Volkswagen Golf be lowered?

The easiest ways to lower the insurance premiums on your Volkswagen Golf insurance is to drive safely and claim free and reduce the mileage on your car.  

However, more increasingly young or inexperienced drivers are taking to telematics policies and downloading apps or installing black boxes to monitor their driving). The system monitors your speed, your handling, how cautious a driver you are and records the times you’re driving in order to determine if you’re on the road at dangerous times. 

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How much will it cost to insure a Volkswagen Golf?

Understandably the cost of your Volkswagen Golf car insurance is largely going to depend on who you are and what Golf you’re driving. If we look at the Volkswagen Golf Estate S 1.2 TSI, a classic and reliable family car, then the cost of your VW Golf insurance may be lower than – say – that of a stylish Volkswagen Golf Cabriolet GT with a 2.0 litre engine.

However, we can tell you that the average price of VW Gold insurance as quoted for on our site comes in at £611.58 a year.

Our average premiums are based on all our customer quotes, from people with different age ranges, addresses and driving histories. You may find a cheaper or more expensive quote based on your personal  circumstances.

So what are you waiting for? Start a quote today and see how much you could save.

All average price amounts based on comparethemarket.com data in February 2016
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