Debt free face: here’s how you could look once you’ve paid off your debt
As of 2021, the average Brit1 has an additional debt of £4,764.72 (outside of any mortgage repayments or rental costs). And whilst a quarter (27%) hope to be debt free within the next one to five years, one in 10 (10%) believe they’ll never be debt free.
By using our tool, you’ll be able to see what you could look like by the time you’ve paid off what you owe. Once you’ve seen your result, if you’d like to see the options available to become debt free sooner, should your circumstances allow, why not check out our in-depth guide for further information?
Your details
For us to calculate when you’ll finish paying off your debt, we just need a few details, so we know how much money you have coming in and going out.
1Survey of 1,000 Britons undertaken in April 2021.

Your Photo
Now we just need you to take a selfie or upload a photo.*
*Please remove glasses for best results.
Please note, once you have submitted your photo, this will be held by Change My Face for 24 hours. By proceeding, you’re agreeing to your photo being held within this timeframe.
It looks like you could be by the time you are debt free*.
Want to be debt free sooner? For information on the measures that can be explored to help pay off debt early, head over to our in-depth guide.
View guideThis calculator is a basic tool that doesn't take into account any interest rates associated with each debt you have. Therefore the time it can take for you to get debt free will be longer than shown in the results.
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*Please note, this is only an estimated calculation of your debt free age.