**5% cashback will be payable to you by American Express on your purchases made in the first three months of card membership (up to £100). Card membership begins from card approval. Cashback is earned on every full pound spent on each purchase. The value of each purchase will be rounded down to the nearest full pound before Cashback is calculated. Cashback will be payable at the following rates: 0.5% on spend up to £5,000 per year, 1% cashback over £5,001 per year. The minimum annual spend to be eligible for cashback is £3,000. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months. Introductory offers are not available if you currently hold or have held any other American Express Platinum cashback cards in the past six months. Cashback is not earned on balance transfers, cash advances, American Express travellers’ cheques, foreign exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express credit card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section americanexpress.co.uk. Promoter: American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with company number 1833139 and authorised and regulated by the Financial Conduct Authority.