As a general rule, a bank will never ask you for your PIN, your online banking passwords, or ask you to send any of your personal or banking information by email or text. Remember, if it feels wrong – it probably is.
Skimming - This is when your card is passed through a machine that copies your card details. Skimming machines are small and portable, and can be used in restaurants or attached to cash machines.
Contactless card fraud - Contactless payments are sometimes still regarded with suspicion. However, contactless card fraud is relatively low. That’s because contactless technology limits the value of purchases, and the number of times they can be used before requiring a PIN. So, the total potential monetary value of fraud with this type of activity is reduced. That said, you should always be vigilant when using your card and keep a close eye on bank statements and your credit report, in case of any unusual activity.