3. Try to limit how many credit cards you get
While there can be benefits to taking out separate cards for different types of purchases, generally speaking, the more cards you have increases your exposure to fraud. Also, each new credit card application leaves a trail on your credit report history, which can make it more difficult to take out other types of credit in the short term.
With more cards, you’ll be exposed to more lines of credit and the overall amount you could borrow will be higher, meaning a bank might be less inclined to want to extend this even more. The knock-on effect means it could be tough when you’re looking to borrow for bigger things, such as a mortgage.