How do I choose a credit card?
It’s a good idea to start by being clear on why you need a credit card in the first place. Do you have an existing debt on a credit card that you’re hoping to clear, or at least pay less interest on? If so, a card which offers 0% balance transfers could meet your needs.
Alternatively, if you’re hoping to spread the cost of a larger item (or items), then you might favour a credit card that offers 0% on Purchases or even both balance transfers and purchases. Or, it may be that you’d like to get rewarded for spending on your card. Rewards range from provider to provider: you could get cashback, air miles or club card points or many other types of benefit. Read about how a reward card could work for you.