Credit building cards
If you’ve a poor credit history or you’ve no credit history at all, the cards above are unlikely to be available to you. There are though, some credit building cards that may be available.
You’ll probably find that they’ll charge you a higher APR than some other cards and offer lower limits, but as long as you clear your debt each month, you’ll pay no interest. You may have to start with a modest credit limit until you prove that you can repay your debt on time. After this your issuer may be willing to increase the limit if you need it.
The advantage of using a card like this sensibly is that it will help you over time, repair or build a good credit rating. This won’t happen overnight so you’ll need to be patient and keep meeting your obligations.
There’s no easier time or place to compare credit cards than right now, here, with us. We have over 200 different credit card deals, all conveniently categorised to help you find the one that is right for you. So get comparing and see how much you could save!