If you don’t want to keep jumping from one zero interest card to another and you have a large debt on your card, then a low APR card will let you pay it off in manageable chunks without the interest overwhelming you.
Some low APR cards do offer 0% interest for a short period of time, such as three, six or even nine months (subject to conditions), and these might be a good all-round solution, especially if they don’t charge transfers fees either.
Other benefits you might want a credit card to have include online management, which can help you to stay on top of your finances. Some card providers will also let you use your mobile phone to make contactless payments and offer you a contactless card. Also look for features like fraud protection for peace of mind.
If you’re a loyal shopper, then a low APR credit card associated with your favourite store could give you the added bonus of offering you reward points for shopping in store and elsewhere.
If you tend to get cash out with your credit card, then look for one that charges you minimal or no withdrawal fees; or if you use your card while abroad, then one that waives foreign transaction fees would be a good choice.
Of course, as with any credit card, it’s important to stay on top of repayments and to always pay off the minimum each month, at the very least.