Pay 0% on your balance transfers and purchases
If you’ve built up debt on one of your credit cards, you might be able to take advantage of a 0% balance transfer card and pay off the balance without paying interest.
You may also want to spend big on an item or perhaps simply shop for Christmas without paying interest. 0% interest is available on new purchases with some Barclaycard credit cards.
In fact, Barclaycard have seven different cards offering various combinations of 0% interest on transfers and new purchases, giving you a great chance to find a card tailored to your needs.
The Barclaycard Freedom Rewards card allows you 12 months’ interest free to pay off a balance and charges only 0.15% as a transfer fee. You’ll also earn freedom points to get yourself some great rewards.
Another great aspect of this card is that you’ll also pay 0% interest on purchases for the first 12 months too. After that, your card converts to a 21.9% standard APR.
There are also 4 types of Barclaycard Platinum cards which offer 18, 24, 32 and 37 months’ interest free on balance transfers. On some of the cards there are transfer fees payable so be sure to check the detail.
These cards offer varying terms when it comes to 0% interest on new purchases too. For example, the Barclaycard Platinum 25 Month Balance Transfer and Purchase Credit Card offers 25 months’ interest free on both balances transferred and new purchases.