Compare British Airways credit cards

The British Airways American Express Credit Card

There’s no annual fee for this card and if you spend £1,000 in the first three months of having the card, then you’ll get a bonus 5,000 Avios (which you can use to fly to various destinations around Europe).

The APR on this card is 22.9% (variable) and the limit depends on your credit status; there is no annual fee. The useful thing about this card is that you can get extra points from friends and family if they have a supplementary card (although you’ll be the main cardholder and responsible for it). 

The British Airways American Express Premium Plus Card

Not just premium – but premium plus – and why the upgrade? Well, it’s because you’ll get a whopping 25,000 Avios if you spend £3,000 on your card within the first three months of getting it.

You’ll also get 1.5 Avios for almost every £1 you spend, and if you use your card on a British Airways flight or holiday, you’ll earn 3 Avios for every £1. Like with the standard BA credit card, you can get supplementary cards for friends and family and earn Avios through their spending too.

There is an annual fee for this card which is currently £195, the interest rate for anything you buy is 22.9% but the APR is high at 76% (variable).

Who do these cards suit?

These types of cards are handy for globetrotters, but if the furthest you go is the outer edges of the M25 then it’s probably of little benefit to you.

Just make sure you’re aware that, if you’re planning to use your Avios on flights, you’ll need to amass lots of points before you can actually get off the ground.

Ensure you pay your balance off on time each month so you don’t pay any interest or charges, as the APR is pretty high for these cards. And if flying’s not your bag then don’t worry because there are lots of other reward cards out there – just use our credit card comparison service to find the right card for your needs.

All British Airways credit card details are based on information provided www.britishairways.com on 27 October 2016.