The marbles credit card
The marbles credit card isn’t going to offer you interest free purchases, balance transfers or the lowest interest rate going, but if accepted, you will be starting to build or rebuild your credit history.
With a credit limit set between £250 and £1,200, you will have the opportunity every fourth month of having this increased should you wish. To be considered for this, you need to use the account responsibly. This means making sure you meet your minimum payments on time, as well as staying within your credit limit.
The interest rate applicable to the card is 33.8% APR, which isn’t cheap. Avoid paying interest charges by paying off your card in full each month.
Finally, marbles offers what it calls FastCheck eligibility checking. This lets you assess your chances of acceptance without damaging your credit rating.