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Compare NatWest credit cards

There are lots of credit cards available and NatWest credit cards are just some of those you’ll find when you comparethemarket. But like with any credit card, it’s important to really think about what it is you want out of your card, such as rewards, cashback or a low interest rate. There are even several cards designed for certain life stages– like with a student credit card. 

So what type of cards do NatWest offer?

There are four different NatWest credit cards, each one offering something slightly different so there’s bound to be one that takes your fancy. But like with any financial decision, it’s important to really compare what’s on offer so you can find a card that really suits your needs. 

Compare NatWest credit cards

The NatWest Reward credit card

Reward cards are useful for people who are on top of their credit card spending – the kind who spend a lot on their card every month, but always pay off the balance in full. The NatWest Reward credit card, not surprisingly, gives cashback – an average of £83 a year based on a monthly spend of £1,175. There’s also no limit to rewards on offer so it really is a case of, you spend more and get more (just don’t go mad and make sure you can afford the repayments).

The card gives you 1% cashback at all supermarkets and 0.5% on supermarket petrol stations. If you shop at what NatWest calls ‘MyRewards’ stores, then you’ll also attract 1% cashback – it’s 0.5% everywhere else and also if you spend abroad. Extra rewards include getting 1% cashback if you use Apple Pay and contactless – but these offers are limited until the end of December 2016.

Bear in mind there is a £24 annual fee for this credit card, but if you open a corresponding Rewards bank account then that’ll be refunded to you.

The NatWest Clear Rate Platinum credit card – a low APR card

The NatWest Low APR credit card offers a lower APR – 11.1% APR – which applies to both balance transfers and purchases. There’s an annual fee on this card too (£24) but you won’t be charged for transferring an existing balance onto the card.

Other lenders offer lower APR credit cards, but this might be a good option if you already bank with NatWest and want to keep all your finances in one place.

The NatWest Reward Black credit card

This offers you the same rewards as the standard Reward card but you can also use this abroad without being charged foreign transaction fees – so if you travel a lot then this is worth considering. There is an annual fee on this too, but again if you have a matching Reward Black current account then it’ll be refunded.

The NatWest Student credit card

This is pretty much what it says on the tin – it’s specifically designed for students and only available if you have a NatWest student current account. You’ll be able to manage your account and credit card with apps and online, plus you can get text message reminders so that you always stay on top of your spending.

Still undecided?

The cards available from NatWest are just the tip of the iceberg and you’ll find many other equivalents and alternatives right here – it’s easy, quick and simples when you compare with us using our credit card comparison service– so let’s start comparing.

All Natwest credit card details are based on information provided to comparethemarket.com on 27 October 2016. 

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