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MBNA credit cards

Thinking of taking out an MBNA credit card? Read our guide on which kinds of credit cards they offer.

Thinking of taking out an MBNA credit card? Read our guide on which kinds of credit cards they offer.

Who is MBNA?

MBNA, which stands for the Maryland Bank National Association, is an FCA-regulated bank that was founded in 1982 as part of Maryland National Bank.
MBNA is part of Lloyds Banking Group and offers credit cards, loans, savings and home insurance.

Which is the best MBNA credit card for me?

MBNA offers a range of credit cards. 

Balance transfer credit cards

  • Transfer your existing credit card balances to just one card so you only have one repayment to think about
  • Minimum balance transfer amount is £100
  • An introductory rate on the balances you transfer
  • Transfer fees may apply.

Transfer and purchase credit cards

  • Make transfers and purchases on the same card
  • Keep track of your spending and money transfers
  • Transfer fees may apply
  • You could earn cashback with MBNA Smart Rewards.

Purchase credit cards

  • For everyday purchases and spending
  • Keep track of your spending
  • You could earn cashback with MBNA Smart Rewards.

Why choose MBNA?

  • A variety of cards for different lifestyles and purposes
  • You may be able to earn cashback with selected retailers on your credit card purchases with MBNA Smart Rewards
  • Secure protection – biometric analysis, real-time fraud detection and 24/7 security.

Eligibility

To apply for an MBNA card, you must:

  • Be aged 18 or over
  • Be a UK resident
  • Have a regular income
  • Not be currently bankrupt or be subject to Individual Voluntary Arrangement
  • Not have already applied for a card and been declined in the last 30 days.

Are there any charges?

As well as interest, charges on a MBNA credit card include:

  • 2.95% non-sterling transaction fee
  • £12 late payment charge
  • 5% fee for cash transactions

Why compare credit cards with Compare the Market?

Compare credit card quotes in just 4 minutes.[1]

Compare credit cards from 16 providers.[1]

Check eligibility without harming your credit score.

[1] Correct as of December 2023.

Compare the Market Limited acts as a credit broker, not a lender. To apply you must be a UK resident and aged 18 or over. Credit is subject to status and eligibility.

How well is MBNA reviewed on Trustpilot?

As of January 2024, MBNA has a 1.4 rating on Trustpilot.

See MBNA's current Trustpilot rating

Frequently asked questions

How long does it take to get a MBNA credit card?

Your PIN will usually arrive in three to five working days and your card within seven working days.

Can I get a MBNA credit card with bad credit?

You won’t be eligible for an MBNA credit card if you have a history of bad credit, such as CCJs or bankruptcy.

How to contact MBNA?

You can call MBNA on 03456 062 062 from 8am to 8pm, seven days a week. Or you can download the MBNA app and message and call from there.

How do I apply for a MBNA credit card?

You can apply for a MBNA credit card online and it only takes a few minutes and won’t impact your credit score. But first, you can see which cards you’re likely to be accepted for using our credit card eligibility checker.