Reward cards
If you’re interested in getting rewards when you spend on your credit card, you could check out the RBS and NatWest Reward credit cards. With these cards you earn 1% cash back when you use your card at all supermarkets and 0.5% at their petrol stations. In addition, you’ll earn at least 1% at MyRewards Retailers and 0.5% everywhere else you shop at home and abroad.
Other benefits of this rewards card are cashback bonuses for using contactless payment and Apple Pay.
Note that there is a £24 annual fee which is included in the APR of 17.4%, though it is possible to get the £24 refunded if you hold a Reward or Reward Black bank account.
Remember, if you don’t clear your balance each month, the interest will soon eat in to the cash back you’ve earned. That’s why these cards are best used by disciplined credit card users who pay off their balance on time each month.