Balance transfer cards
Virgin offers a range of 0% interest on balance transfer cards with each one offering a different interest free period – ranging from 6 months to 40 months. There’s typically a balance transfer fee on all these cards, which will vary depending on the length of the balance transfer offer.
With these cards you need to check the transfer limitations, some may specify that you transfer the balance over within a certain number of days of taking out the card – if you wait until after, you’ll miss the offer and fees will take effect.
Most of the Virgin balance transfer cards come with 0% interest on new purchases, limited to the initial three months, but there may be exception – so make sure you check the features before you apply.