A simples guide

Barclays Current Accounts

Barclays has been with us since 1690 and as one of the more established banks of the high street, remains a firm favourite. If you are looking for a basic current account or something more advanced, Barclays is a strong contender.


Before you sign up, though, make sure you’ve compared Barclays’ current accounts with other bank accounts. Use our online comparison tool and you will know you’ve made an informed choice. 


What are the benefits of a Barclays Current Account?

Barclays do not charge a monthly fee for current accounts. You can take advantage of promotional benefits, though, such as home and travel insurance.

Even the most basic of current accounts Barclays offer comes with a Visa debit card, which means that you can:

  • Make online payments via secure payment gateways.
  • Pay for products and services via your card.
  • Withdraw funds from your card via an ATM machine.
  • Withdraw funds from your card whilst overseas via an ATM machine.

Barclays have a nationwide support team to help you troubleshoot problems within one of their 1500 UK branches or call their round the clock telephone support.

The Blue Rewards scheme pays an annual loyalty reward of £84 a year from the current account alone, with additional rewards if you have a Barclays mortgage or home and contents insurance. There is a £3 monthly fee and you have to pay £800 in to your account and have two direct debits paid out each month 

Barclays can also help you with an overdraft, although there is a daily fee. As an established high street bank it can take care of all your financial needs, too, from foreign currency exchange to arranging a mortgage. 

What current accounts do Barclays offer?

There are a range of current accounts available with Barclays and they are all tailored for a different customer. Take a look at the various options that are available below to find the best fit for you.

These current accounts are:

  • Current Account: The basic account with standard features.
  • Premier Current Account: Access more benefits by depositing more than £75,000 a year.
  • Student Account: Overdraft-enabled account to help students with their studies.
  • International Student Account: This helps students from overseas get established in the UK.
  • Higher Education Account: To get you started in the real world after finishing University.
  • Children’s Bank Account: A straightforward account for kids.
  • Young Person’s Account: Introducing 16-19 year olds to independent banking.

Barclays has been around long enough to develop a system that can take you right through the ranks, from a child with a few pounds of pocket money right through to a high-flying executive that expects the extra perks. 

What are the special features attached to different accounts?

The Premier account provides special queues in the branch to reduce waiting times, access to a rewards club that provides more chances to save money and also the chance to enjoy the rewards that go with success and higher earnings.

The student account, meanwhile, offers an overdraft facility of up to £3000, which could stop a few students raiding the bank of mum and dad. International students can have a tough time when they arrive in the UK, too, as they simply have no credit record. Barclays welcomes them with a Barclays basic current account that allows them to get started and to start building a credit score in the UK.

For an overview of the current accounts available take a look at our comparison service for a list of different accounts so you can choose the right one for your needs. 

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Is Barclays the right decision for me?

This depends on your circumstances. There is nothing worse than finding a deal once you have already committed yourself elsewhere, so get peace of mind by comparing current accounts from the leading banks right here with us. It takes only a few minutes and could make a considerable impact upon your banking experience. Just remember, you can switch whenever you like so you won’t be tied into account that doesn’t meet your needs if you did want to change your mind.

All Barclays current account details are based on information provided on barclays.com data on 21 April 2016

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