Let's compare family health insurance
What is Individual Health Insurance?
Waiting times for treatment are often much shorter with private health care giving the policy holder the peace of mind that they’ll be able to get the care they need, when the need it most. Private healthcare is only used for planned treatments not emergency care. The NHS deal with emergency care.
Health insurance typically excludes any pre-existing conditions. Certain providers also have a few other requirements including:
- you need to have been registered with a GP for at least six months
- be a UK resident that has lived here for at least six months
- live at the same address with any family members that are included on your quote
- not receive payment for taking part in sports
What is family health insurance?
Family health insurance offers similar benefits as individual cover. However, instead of only insuring an individual, the main policyholder can opt to add dependents such as their spouse and children to the policy.
Protecting the family is a priority for all parents, and private medical insurance can provide peace of mind that you and your children won't have to wait as long for treatment if they become ill. As with individual cover, existing medical conditions are likely to be excluded from any cover offered.