When you take out home insurance contents cover, you might assume that your cover protects your possessions at all times. Unfortunately, most typical home contents insurance policies only cover your possessions while they’re actually in your own home.
For most of your possessions that’s probably absolutely fine, you’re hardly likely to take your sofa out and about with you after all, but what about items that typically travel with you? Items such as your house keys, jewellery, overcoats, handbags and cash. Then there’s the electronics side of things including your phone, tablets, cameras and laptop computers.