Is it worth making an insurance claim?
That depends. If you’ve suffered massive losses, your insurance is there to help you recoup the costs. But if it’s a relatively minor incident, it might be less worthwhile.
If you decide not to make a claim, you still might need to inform your insurance provider of your losses – check your policy documents to see if this is the case.
Your excess also comes into it. If you have a large excess – the amount you pay towards the cost of any claim you make – on a relatively small claim, you’ll want to weigh up whether you’re going to see any real benefit.