What about the wedding itself?
Your wedding should be a lot of fun, but there’s no getting away from it, they don’t come cheap these days. While nothing can compensate for the disruption if something goes wrong on the big day, specific wedding insurance could help compensate you for any financial loss to your significant investment. We don’t offer specific wedding insurance but the legal cover on your home insurance policy may help you with a number of issues that could disrupt the wedding. For example, if the food didn’t turn up, you could use legal cover to start legal proceedings against the catering company.
Wedding insurance will cover you against one of the many services going wrong and leaving you out of pocket. That includes the florist, the caterer, the car company, the photographer and the rest.
Your policy will also cover you in the event that the bride or groom falls ill and the wedding has to be postponed, helping you cover the cost of rearrangement. It will also cover you if the event is completely washed out by a storm, flood or heavy snow.
The policy will list the services covered alongside a financial limit for each.
You can take out cover up to two years in advance if you’re super organised in the planning of your wedding. Essentially it makes sense to get the cover as soon as you start paying deposits on the various services.