University halls of residence cover
Most universities provide halls of residence contents cover, which often includes cover for communal areas as well as your room.
If you’re moving into halls of residence, check with your university to find out if the level of cover they provide is enough, or whether you need to take out any additional cover.
Whatever shared house contents insurance policy you take out, check the details for exclusions and limits so you know exactly what you’re covered for.
Items such as bicycles and musical instruments may need to be added individually for them to be covered under your policy. You may also want to add extra cover for accidental damage in case of breakages.