If you’re having any work done to your property, whether that’s a bathroom or new kitchen fitted or you’re having an extension built, you’ll need to inform your insurance provider. The work could involve builders coming in and out of your property and areas of your house may be less secure, so an insurance provider could consider this an increased risk. Your provider may place endorsements or special conditions on your policy during the time the work is being carried out to cover for the increased risk.
If you’re making significant alterations to your home, you may need to consider whether the rebuild cost of your home has increased. And it’s important that you make your provider aware of major changes to your home, such as an additional bedroom or bathroom, as it may affect your insurance premium.
It’s also worth mentioning that poor or faulty workmanship is unlikely to be covered under any insurance policy.