Student contents insurance
The right contents insurance policy for you will very much depend on your own personal circumstances. However we’ve pulled together the following information to help you make sure you have the right cover:
Check what cover is already in place
If you’re moving from your parents’ home to university or college, you could check what cover they already have in place. Home contents insurance typically covers you for losses in the home, but you could extended cover for contents in student accommodation. If your parents’ policy already has this, or could be extended to cover you in this way, that may be sufficient protection for you.
If you’re going to be living in a university hall of residence, check if cover may also be in place via the university. A number of them already have a basic level of insurance in place which will cover your possessions against, fire, flood and theft.
In both of these situations, check the policy carefully. There are a number of exclusions, so you may need to purchase additional cover if you don’t have enough.