What type of second home insurance should I get?
There’s no one-size-fits-all answer here. The important part is that you tell your insurance provider that the property is not your main home. Then you can pick and choose the policy options that suit your situation.
There are two types of home insurance cover you can pick: buildings insurance and contents insurance.
Buildings insurance is a good idea for all properties, even if you don't have a mortgage, and policies for second homes can be tailored to your specific needs – such as covering your unoccupied property.
Second home contents insurance covers the contents of the home such as furniture and appliances, so it’s a good idea for furnished properties.
And there are all the optional extras, such as:
When you use our comparison tool you can specify that you’re looking for second home insurance and get quotes for the cover you need.