What type of second home insurance should I get?
There’s no one-size-fits-all answer here. It’s important you tell your insurance provider that the property isn’t your main home, then you can choose the policy options that suit your situation.
There are two types of home insurance: buildings insurance and contents insurance.
Buildings insurance is a good idea for all properties, even if you don't have a mortgage, and policies for second homes can be tailored to your specific needs – such as covering your unoccupied property.
Second home contents insurance covers the contents of the home, such as furniture and appliances, so it’s a good idea for furnished properties.
And there are optional extras too, such as:
When you use our comparison tool, you can specify that you’re looking for second home insurance or that you’re a landlord – and we’ll get you the quotes you need. You can’t compare holiday let insurance with us, but there are insurance providers that offer it.