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A simple guide: should I let my insurance provider know I’m going on holiday?

A simple guide: should I let my insurance provider know I’m going on holiday?

Going away can increase the chance of a home break-in. So, if you’re planning a trip, should you tell your insurance provider?

Chris King
From the Home team
2
minute read
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Posted 17 FEBRUARY 2020

Do I need to let my insurance provider know I’m going on holiday?

There’s a lot to think about when you’re going on holiday – from checking your passports and visas are up to date, to making sure you’ve stocked up on sun cream and swimwear. Telling your insurance provider that you’re going away is probably low on that list. Thankfully, the good news is that you don’t need to tell them. 

Of course, insurance providers know that people travel – you’re not expected to be in your house 365 days a year. However, as a general rule, you’ll need to tell your provider if you’re going to be away for more than 30 consecutive days (but this isn’t always the case). 

If you’re planning on being away for longer than that, you’ll most likely need to let your insurance provider know as there may be conditions they need to place on your policy while you’re away. In some cases, they may not be willing to offer you cover, so you may need to look for an alternative provider.

How can I increase my home security while I’m away?

Reports suggest that 816,000 UK homes are burgled while their owners are on their summer holiday. There are a number of ways to keep your home safe while you’re away:

  • Don’t share your holiday snaps straight away on social media. This will make people aware that you’re not at home and could lead to you being targeted by burglars
  • Ask your neighbours to keep an eye on your home while you’re away. It may even be worth joining a Neighbourhood Watch scheme – doing so could lower your insurance premiums. Your neighbours could also help by parking their car on your drive, taking your mail or opening and closing your curtains
  • increase your home security
  • lock all doors and windows
  • keep valuables hidden from view
  • use automatic timers or connected home devices to turn on lights and radios
  • install a security system

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