Speaking of distance, figure out how you’re getting there…
This year might be trickier than usual: Network Rail has already indicated that 200 improvement projects are likely to disrupt travel plans for thousands of commuters over the festive period. It’s a good idea to check travel routes before you decide where you’re going. And if you avoid a train travel nightmare by planning ahead, you might also save some money.
“To make the biggest savings on Christmas train travel, the earlier you book, the better,” John Davies, Retail Director at Trainline, tells comparethemarket.com “Our data shows that savings can be made by booking in advance, is a no-brainer! For those looking to get beat the crowds, the 16th, 17th, 22nd and 23rd December are set to be the busiest days, so avoid travelling on these dates where possible or opt for off-peak trains.”
And you could stand to save even more money by splitting your journey – or buying different tickets for different stretches of your journey – according to figures from Raileasy's split ticketing solution, trainsplit.com. People booking trains over the Christmas period could stand to save a lot of money by splitting the journey.
But if you’re travelling with a car full of presents this year, be careful– they might not be covered by your insurance. “Christmas gifts could be covered up to the limit of the personal effects cover on your car insurance,” explains Daniel Bass, our head of Car Insurance. “This is often somewhere between £100 to £300. But be sure to check your T&Cs as not all insurance providers cover this.”