How much does student content insurance cost?
It depends on the policy you opt for and it’s worth making sure that you don’t scrimp when it comes to valuing your things. You might be surprised to know that students own about £4,000 worth of stuff. If you are worried about the cost spiralling, read our top tips on how to lower the cost of your insurance:
- Increase your excess – you can choose to increase your voluntary excess (the amount you pay towards any claim) which may lower your premium, however there is a flip side – make sure you can actually afford the excess if you do claim
- Accurately value – stand back and objectively assess what you’ve got, some things are worth insuring but think carefully about whether you really need to insure that old mobile your mum gave you three Christmases ago
- Stay safe – always be careful with your stuff, lock your room when you’re not in it and don’t tempt green eyed monsters – if you’ve got it, don’t flaunt it
- Pay up front – if you can, pay for your policy upfront, you’ll avoid any interest charges
Always compare the market
We love insurance and while we know that you probably don’t love it as much as we do, we’re pretty sure you love getting a good deal. As one of Britain’s largest comparison sites we’re confident we can find you the right policy at the best price – there’s no 2:2 ways about it, comparing the market with us is simply first class.