Contents insurance covers your belongings against loss or damage brought about as a result of theft, fire, vandalism, or floods (natural and burst pipes!).
Given accidents do happen, you might want to consider adding accidental damage cover to your policy as this is usually not included as standard. Accidental damage cover will give you some peace of mind that if you or someone else breaks something, you’re covered.
Check the limits on your policy. You’ll see a limit for the total value of your possessions insured which you will probably have selected and also a limit per individual item. Make sure that you’re happy with both of these. If you do have valuable items, you’ll probably need to notify your insurance provider of these specifically.
If you have a bike or musical instrument check your policy, these are sometimes excluded from standard cover. It’s usually possible to get them added but your insurance provider might charge you more to do so.