AXA home insurance

One of the biggest insurance providers in the world, and almost 300 years old, there’s no wonder why countless UK home owners turn to AXA for reliable, affordable home insurance.

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What does AXA buildings insurance cover?

AXA offers a choice between three home insurance packages: HomeSmart, HomeSure and HomeSafe (which is their premium option). All of these packages contain different amounts of buildings insurance and contents insurance cover. Having said that, all of their packages offer cover for major risks like fire, flood, theft, escape of water and subsidence

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HomeSmart – in terms of buildings insurance cover, this option includes:

  • Buildings cover up to £500,000
  • Alternative accommodation cover up to £50,000

HomeSure – this package promises the following buildings cover:

  • Buildings cover up to £1,000,000
  • Alternative accommodation cover up to £50,000
  • Accidental damage cover

HomeSafe – the premium home insurance package includes:

  • Unlimited buildings cover
  • Alternative accommodation cover up to £100,000
  • Accidental damage cover

What does AXA contents insurance cover?

AXA offers different levels of contents insurance cover depending on the package that you choose.

HomeSmart contents cover includes:

  • Core home contents cover up to £75,000
  • Alternative accommodation up to £20,000
  • Cover for theft of, or damage to, valuables up to £20,000
  • Emergency cash advance

HomeSure contents cover includes:

  • Core home contents cover up to £85,000
  • Alternative accommodation up to £20,000
  • Cover for theft of, or damage to, valuables up to £25,000
  • Emergency cash advance

HomeSafe contents cover includes:

  • Core home contents cover up to £100,000
  • Alternative accommodation up to £25,000
  • Cover for theft of, or damage to, valuables up to £30,000
  • Emergency cash advance
  • Accidental damage cover
  • Personal possessions cover up to £2,500

AXA home insurance optional extras

If you would like to further customise your home insurance policy, AXA also offers a host of optional extras including accidental damage cover (where not included as standard), legal expenses, home assistance (helpful cover for home emergencies such as blocked drains or a broken boiler) and student cover (protect your child’s possessions in their accommodation when they’re off studying at university).

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