Debenhams home insurance

Debenhams is a well-known retail group that also provide insurance services throughout the UK.
They have contacts with a large number of well-established insurance companies so they can offer competitively priced buildings and contents insurance; which you can buy separately or together for added convenience.
Should you need to make a claim, you simply call the Debenhams helpline on 0344 776 5324 and they redirect you to your insurer.

Debenhams home insurance

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Debenhams Home Insurance

Buildings cover has the following benefits, but they will be subject to various limits, terms and conditions which will be set out in your policy document:

  • Subsidence
  • Alternative accommodation – if you are unable to stay in your home because it’s damaged and unsafe to live in or you’re having extensive repairs after it’s been damaged, you’ll be covered up to a certain limit to stay in alternative accommodation 
  • Kennel fees – if you’re in alternative accommodation, your animals may not be allowed to stay with you so this cover ensures that your pets are put into a kennel or a cattery to keep them safe 
  • Tracing and access of leaks – it’s important to find a leak as quickly as possible and this cover makes sure you can get a professional to find and repair the problem 
  • 24/7 claims line
House

Some insurance policies will also include:

  • Damage to pipes
  • Sewer blockage
  • Underground services cover for pipes and cables that bring and take away water, electricity, sewerage and gas from your home
  • Damage to garden contents – including patio furniture, ornaments and statues
  • Damage caused by the emergency services gaining access to your property

You might also be offered the following optional extras, which you can add on to your policy to give it wider cover:

  • Loss or theft of keys – if your keys are lost or stolen you’re covered for a locksmith to come to your home and replace the locks and keys
  • Home emergency cover – covers you if your heating breaks down , you have a plumbing problem or your boiler stops working. A tradesman will come and make the necessary repairs
  • Legal Expenses –if you have a legal problem regarding work done in your home or any problems you might have with your contract 
  • Breakage of glass – mirrors, tables, hobs and cooker doors are covered 
  • Accidental damage – if you have a DIY disaster which damages your property, this cover will cover the costs of repair or replacement 
  • Home appliance cover – in the event of one of your appliances breaking down, e.g. your dishwasher, oven or fridge
  • Personal belongings when you’re away from home, including student cover at university or college

Contents insurance with Debenhams home insurance will cover you for loss or damage to your home contents up to certain limits. It might also include the following benefits:

  • Personal liability
  • Food in your freezer
  • Alternative accommodation
  • Key cover
  • Accidental damage to audio or visual equipment in your home
  • Cash at home
  • Visitors belongings
  • Cover for your contents whilst they are in transit, if you move home
  • Bikes at home
  • Accidental damage
  • Matching sets – If you damage a piece of furniture that’s part of a matching set and it can’t be replaced, you’ll be covered to buy a whole new set

Debenhams provides insurance for pets, car and weddings too. See how much you can save and get yourself a Debenhams home insurance quote today.

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