Quote Me Happy Home Insurance

Quote Me Happy provide with insurance over the phone and through the internet, which they say helps keep premiums low. They supply home insurance to customers who have no more than 5 bedrooms with a good claims history.

A Quote Me Happy Home Insurance policy has two levels of cover to choose from, so that you can pick the benefits you need at a price that suits your budget. Their standard cover is called ‘Good’ and their enhanced cover, with more benefits and a higher level of cover is called ‘Better.’

Home Insurance with Quote Me Happy is separated into Buildings and Contents insurance, which you can buy together, or separately.

They have a 24 hour claims line, which you can call on 0345 030 6902. Otherwise anything else you need to do, you can do online with their self-service scheme, which enables you to view or download your policy documents and make any simple changes.

Terms and conditions will apply to the benefits you’re offered, so it’s important to check your policy wording before you purchase.


Quote Me Happy Buildings Insurance has the following cover:

Good Cover

  • Subsidence
  • Replacement locks
  • Emergency access damage
  • Alternative accommodation – if your home is badly damaged by something that you have cover for and due to the damage you can’t stay at home; you’ll be covered to live in alternative accommodation
  • Owner’s liability – protection against any claims made against you for damage or injury to someone else whilst they are inside your home or on your property

Better Cover

All of the above plus:

  • Trace and Access – look for, find and repair a leak in an underground pipe or cable
  • Limited accidental damage – to fixed glass and sanitary fittings.

Contents Insurance with Quote Me Happy covers:

Good Cover

  • Replacement locks
  • Alternative accommodation
  • Emergency access damage – damaged caused by the emergency services gaining access to your home
  • Fatal injury – compensation if you or a member of your family is killed as a result of a fatal injury in your home
  • Employers liability – protection for you if anyone takes action against you for an injury they sustain whilst working in your home

Better Cover

All of the above plus:

  • Garden contents
  • Temporary removal – contents that are being stored temporarily somewhere else such as in a bank, at the office or in somebody else’s home
  • Visitor’s belongings
  • Home Office equipment
  • Food in the freezer
  • Leaked heating fuel
  • Loss of metered water
  • Contents in transit - whilst you are moving from your old home to your new one
  • Special occasions cover
  • Title Deeds and other important documents
  • Accidental damage to glass in mirrors and furniture
  • Accidental damage to home entertainment equipment

If you want to widen your cover even further you may be able to purchase these extras and add them on to your policy:

  • Matching sets with your Buildings Insurance – if you damage something that’s part of a set and it can’t be matched, then you’re covered to buy a whole new set. This includes bathroom suites and kitchen units
  • Matching sets with Contents Insurance – if you ruin the sofa of a three- piece suite and it can’t be matched, your covered to purchase a new suite
  • Garden – plants and trees, garden furniture and any other contents you have in your garden
  • Accidental damage – if you break something in your porcelain collection or, spill something on the carpet, you can replace it with this cover
  • Personal belongings – items such as jewellery, gadgets or clothing are covered for theft, loss or damage anywhere in the UK or worldwide
  • Legal services – help when you need it for disputes over contracts or property, a personal injury claim or medical negligence
  • Home emergency cover – if you suddenly find yourself with no heating at home, or you’ve got a blocked drain, you can phone the emergency helpline and tradesman will be sent out to fix the problem

If you would like to take advantage of the benefits offered with contents and/or buildings insurance, get a Quote Me Happy Home Insurance quote today. 

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