Daniel Evans

Mortgages expert

Daniel is an expert on all things mortgages. Buying a home is probably the biggest purchase you’ll ever make, which means you want to get it right. Many people think mortgages are scary and too complicated, but, with the right information, it can be much easier to understand. That’s where Daniel can help.

Daniel has also commented on tips on getting a mortgage as a first-time buyer, as well as remortgaging your current home, how to apply for a mortgage, or even porting a mortgage to a new home.

Daniel Evans commenting on...

Mortgages

“Taking on a mortgage is a huge commitment, so it’s important to be prepared. Before you start looking, get a good idea of what you can afford. And make sure you get your finances into shape before you apply. That way, you could increase your chances of being eligible for the best mortgage deals.”

First time buyer mortgages

“It’s often worth waiting until you’ve built up your credit history to apply for a first-time buyer mortgage. If you don’t have a proven track record of repaying loans and paying bills on time, mortgage providers might be unwilling to lend to you as they can’t be confident you’ll pay them back. You should also make sure you’re registered on the electoral roll as lenders like to see proof of your address.”

Remortgages

“You don’t have to wait until your current mortgage deal finishes before you can start looking for a new deal, as many remortgage offers are valid for between three and six months from the date they’re issued. Securing your next mortgage in advance means that you can make a smooth transition from one deal to the next, without having to move onto your lender’s standard variable rate.”

Articles by Daniel Evans

All experts