Emily Kindness

Business insurance expert

Emily is an expert on all the different types of insurance you could need for your business. With a background in the retail industry, Emily understands the changing and fast paced environments that businesses need to operate in, as well as the importance of having the most up to date information to support them. Emily’s also an expert on landlord insurance.

If you’re starting a business, or it’s growing fast, you need to think about the cover you’ll need to protect it. If you’re a landlord, you need to know where your responsibilities lie and how best to protect your investment and your tenants. As our resident expert, Emily can help with all of that.

Emily has also commented on which types of business insurance are required and which are optional, as well as the potential impact to your business if you don’t have the right cover in place which has been especially important during the Pandemic.

Emily Kindness commenting on...

Public liability insurance

“If someone takes you to court and you don’t have insurance in place, the legal costs and compensation payments can be financially crippling. Public liability insurance gives you valuable peace of mind, whatever kind of business you run.”

Employers' liability insurance

“As a legal requirement in most cases, it’s really important to ensure you have adequate employers’ liability cover in place. Employing one or many people adds a great additional responsibility and increases the potential risk of claims or needing to pay compensation. Ensuring you have the right employers’ liability policy in place provides vital protection for both your business and your employees.”

Landlord insurance

“The cost of landlord insurance varies depending on things like the size of the property and the type of cover you choose. You can help to reduce the cost of your insurance policy by demonstrating that you’re on top of risk management. For example, by having ample security measures in place and ensuring tenant referencing checks take place when bringing in a new tenant.”