Josh Daniels, Head of Travel Insurance

Josh is an expert on… protecting yourself while on holiday with the right travel insurance. We all go on holiday for different reasons. Some like to fly and flop, while others like to climb mountains, surf and ski. Josh knows how fun that can all be, but, with more than seven years in the insurance industry, he also knows how to cover you and your belongings while away.

Josh has also commented on… the impact of the COVID-19 pandemic on travel and travel insurance.

Josh Daniels commenting on travel insurance for families to The Mirror – August 2021…

"Everyone in your family should have travel insurance, regardless of their age. You’ll be taking more belongings with you when travelling, so make sure all of your child’s accessories, such as buggies, are insured in case they are lost, stolen or damaged. Having the right travel insurance policy in place means you could claim back the cost of replacing these items should the worst happen.
"It’s also important that you check the latest travel advice and entry requirements for the country you’re planning to visit. We’d always recommend checking the Foreign, Commonwealth & Development Office (FCDO) advice for the latest information before booking your trip."

Josh Daniels commenting on when to get cover…

"When taking out a single-trip policy, it's best to get covered early. That's because your cover starts from the moment you take out the policy, which means you're protected for any cancellations or other issues right away, rather than just while you're travelling. Premiums also tend to get more expensive, the closer you get to travelling, so it's a win-win to get covered early.

Josh Daniels commenting on single trip vs. annual cover…

“You might think a multi-trip annual policy isn't for you, but even going away twice in a year could make it worth it. It can also remove some of the admin from travelling, with one policy covering you for all your trips, rather than having to take out cover each time."

Josh Daniels commenting on family travel insurance policies…

“Family travel insurance can offer better value for money as it’s often cheaper than taking out individual policies. But if you have just one child, then joint travel insurance for you and your partner, and a single policy for your child could be cheaper. Compare to see which offers best value for money.

The important thing is that you’re all protected. Travel cover is vital if you’re travelling abroad – especially when you’re holidaying with active kids.”

Josh Daniels commenting on policies for older travellers…

“The cost of a group policy is normally based on the age of the oldest person in the group. If you’re travelling with younger family members, it could work out cheaper if you buy a separate policy for you and another to cover your family."