What mortgage rates is Bank of Scotland offering?
Let’s start with first time buyers. Bank of Scotland, through Halifax, has a number of two and five year fixed mortgages available for those looking to buy their first home. The actual rate you’ll pay will depend on a number of factors including your personal circumstances. How much deposit you’re able to put down will also have a big impact.
It’s also possible to arrange these deals without a fee in return for a higher rate of interest.
If you’re not a first time buyer and are simply moving home, Bank of Scotland also offers a range of fixed deals of 2 and 5 years at the same or very similar rates, with the same fees.
If you wish to re-mortgage with the Bank of Scotland, there are also 2 and 5 year fixed deals with loans also available up to 90% of value:
All rates quoted are for loans of up to £1 million. Rates vary for loans above this amount.
If you’re buying a property to rent out, Bank of Scotland offers specific tracker buy to let mortgages that are subject to special terms and conditions.