How much could I borrow?
The amount you can borrow depends on a number of factors, including your income, outgoings and any outstanding debts that you have to pay every month. Use the Bank of Scotland mortgage calculator to gauge how much you can borrow and the amount you’ll have to pay every month.
As a rough guide, banks generally offer up to four times a single person’s salary or 2.5x a couple’s combined income. Affordability also comes into the equation, though, so use the calculator for a clear indication before you start looking for your dream home.