A simples guide

Get a Barclays mortgage quote online

One of the pillars of the English banking system, Barclays has been with us since 1690 and it’s one of the go-to options when it comes to getting a mortgage. 

Barclays offer a full range of mortgages from basic fixed or variable products to trackers, offset mortgages, Buy to Let and more complex options that can make it an attractive option for investors who want to widen their financial portfolio.

The bank’s range of fixed-rate mortgages are also popular with the British public, especially the 10-year Barclays fixed rate mortgage offer for Barclays Premier customers.  


Get a Barclays mortgage quote

There simply isn’t a one-size-fits-all mortgage provider, though. So even if you bank with Barclays, it’s in your interest to shop around for the best mortgage deal before you sign on the dotted line. We can help you with a comprehensive price comparison.

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What mortgages do Barclays offer?

Barclays have a vast array of fixed rate and tracker mortgages, with the seven-year fixed rate mortgage for existing customers wanting to rate switch and the 10-year rate for Barclays Premier customers proving the headline attractions (again for existing customers who want to rate switch).

Barclays also offers a number of tailored mortgage packages that include:

  • Family springboard mortgage: This is designed for families to help their loved ones get on the property ladder. It’s available on mortgages of up to £500,000 on a property in the UK, with a 5% deposit and gives a three-year fixed term.
  • Helpful start: This allows members of your family to sign up as a guarantor for a portion of the mortgage to help you get your first home.
  • Buy to Let mortgages: Allowing you to purchase properties to rent out
  • Offset mortgages: Combine your mortgage with your savings to provide a better deal.


Why get a mortgage with Barclays?

As well as a reputation for good customer service and excellent online facilities, Barclays has maintained a strong high street presence. There are more than 1500 branches throughout the UK, which provides a human presence when you need one.

Inevitably you get online banking as part of your deal and you can track your mortgage application process right the way through the chain. You can also use their online tools such as the mortgage calculator to calculate how much you can borrow.

What is Barclays mortgage base rate?

Barclays base rate is currently the same as the Bank of England base rate, which stood at 0.5% in April 2016 but it doesn’t always track it. Several mortgage deals are available for not too much more, which makes Barclays one of the most competitive providers.

What are the typical Barclays mortgage rates?

Rates can always change, so check carefully, but the 2-year offset tracker mortgage has an introductory offer of 1.89%, with an arrangement fee of £1999, assuming a 35% deposit.

If you’re in the market for a mortgage, then Barclays has to be a serious contender. It offers some products that others probably find hard to compete with and offers rates that are among the most competitive on the market and to top it off they have the customer service to back it up. You should always check your options, though, because there could be a mortgage that is simply more suitable for you and your circumstances with another provider. So before you commit, make sure you’ve done a complete comparison. We can help you with that, so let us show you how much you could save.

All Barclays mortgage details are based on information provided on barclays.co.uk data on 4 April 2016

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