Make sure you compare the market
Before you make any kind of commitment to a mortgage, make sure you take a good look at the competition. HSBC has a full range of products and can cater to more or less every need, but then you have to educate yourself and no one mortgage provider is perfect for every applicant.
So before you apply for a mortgage, compare all the major providers. Look beyond the base rates, there may be arrangement fees, check the terms and conditions and look for things like payment holidays, the ability to overpay, any early repayment charges and even introductory offers like cashback deals that change all the time.
Work out the total amount you will repay, including the arrangement fees, and ensure that you get a Key Facts Illustration as part of your mortgage offer. Then settle on the mortgage provider that works best for you.
If you’re ready to get started on the next exciting chapter in your life, then you can compare a range of mortgage providers with our price comparison service. Get comparing and see how much you could save!