an infographic of houses on the beach.

THE UK’S LONGEST HOUSING LADDERS

Purchasing your first property can be one of life’s most significant milestones, both as a move towards settling down and as a financial step forward.  

In many cases, once someone has purchased their first property, they will look to pay off their mortgage as much as possible before selling it and moving onto a larger property – but what’s the cost in doing so?

Stepping up the property ladder:

In order to help property owners get a clear idea of what it will cost them to go from their first property - likely a flat or terraced house - all the way up to a detached house, we have investigated the price differences between each property type and the size of the “step” required to make the move in different locations across the UK.

Find out what each property type costs in your area and in locations you might want to buy – and see how much of a difference it is in price to buy a larger property. The three charts below all show most to least difficult by average percentage increase in property price.

Moving up the housing ladder in the 20 biggest cities

An infographic with the top biggest cities on the property ladder

The toughest housing ladders 

An infographic to show which places have the toughest housing ladders

The most climbable housing ladders 

An infographic showing the regions which are easy for people to climb the property ladder

Brought to you by our mortgage experts.

Methodology & Sources 

Contains HM Land Registry data © Crown copyright and database right 2017. This data is licensed under the Open Government Licence v3.0.

Step Data refers to an average of all areas and locations listed by the Land Registry between January 2017 and June 2019, as collected at September 2019. These have been filtered using a pivot table of Region against Property Type.

2017 - 2019 Comparison refers to the Land Registry-created averages for the months January 2017 and June 2019, with the exception of National Average, which is created from an average of all data using a pivot table in the method described above.

In the case of Edinburgh, Kingston Upon Hull, Nottingham, Bristol and Glasgow, data was taken from their respective ‘City of’ local authority.