A simples guide

Accident only pet insurance

If your house is home to at least one pooch or moggy, you’re in good company. Over half of all households in the UK have a pet, but not all of our beloved animal companions are insured.


What is Accident Only Pet Insurance?

Unfortunately vet bills can become expensive. The cost of a complex leg break for a dog can run from £4,000 to £6,000 depending on where in the country you live. That’s quite a price to pay in the event of an accident if you don’t have pet insurance.

For that reason, some pet owners now choose to get pet insurance. Accident only insurance, as the name suggests, is protection against the costs of your pet needing medical attention after an accident.

cat lying down

How much does it cost?

Accident only pet insurance is typically the lowest and cheapest form of coverage. For example, in March our customers found that the average price quoted was just under £45 for a dog, and £40 for a cat.

Our average premiums are based on all our customer quotes, from people with different breeds, ages, sizes and cover. You may find a cheaper or more expensive quote based on your own pet’s details.

Compare insurance types and prices today by using our simple comparison service to ensure that you have the right cover in place for the pooch or moggy in your life.

There are a few things to bear in mind with regard to this type of policy:

- It doesn’t include any cover if your dog or cat is ill. This is an important consideration. In a survey by Which magazine, 70% of claims over a two year period were for illnesses.

- Many policies have a cover limit, in other words, they’ll cover you for a certain amount of fees per accident, for example £2,500. Bearing in mind the sums that can be involved if your pet does have an accident, check what this level is and that you are happy with it.

- Policies from providers have different terms and conditions. Make sure you read all of them before signing up.

- Finally shop around. It couldn’t be easier to use our site to compare pet insurance prices and cover. Simply enter the details about you and your pet and we’ll take the strain out of comparing prices for you. 

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