A simples guide

Insuring a rescue cat

Cats make great pets – they’re independent, don’t need walking and won’t try and bite the postman’s hand off. And if you’ve made the decision to rehome one of the thousands of cats in rescue centres then good for you. But bringing a rescue cat home and making them part of your family can take time and patience, plus you’ll need to remember to sort out all the practical stuff too – like pet insurance, so here’s a look at what you need to consider.


Bringing your rescue cat home

Remember that a rescue cat will have a past – they’re not usually rescued from a life of luxury so don’t be upset if your new furry family member isn’t as friendly as you’d like them to be immediately.

Cats are creatures of habit and they like things just so. So when you bring your cat home make sure that you set aside a dedicated ‘welcome room’ so they get used to you and your home, the welcome room should have:

  • an area for food and water
  • a litter tray as far away from the food and water as possible and ideally put somewhere with some privacy
  • somewhere to hide
  • somewhere high like a shelf where your cat can survey its new kingdom
  • a scratching post (unless you don’t mind your furniture being clawed)
  • a few toys and something familiar from the shelter they’ve come from (cats rely on scent and a smell they know will make them feel secure)

Be cool and not clingy

Bringing your cat home for the first time will be exciting, but try and contain your inner child that demands you hug and generally smother your new found furry friend. Take a leaf out of the cat manual and be cool, calm and aloof – give your cat space and let them explore their room, slowly introduce yourself and wait for them to come to you (a bit like the dating game).


Don’t forget the essentials

While your new moggy makes itself at home, don’t forget to buy pet insurance for your rescue cat. It’s not a legal requirement but with vet bills rising by around 12% a year, insurance is a good way of making sure you can keep your favourite feline fit, healthy and happy.

Cats are territorial and they’re not afraid to get into scrapes with other cats that overstep the mark, but even common injuries can be expensive to treat so it could save you money in the long run to take out cover.

What information do I need to get my rescue cat pet insurance?

On arriving at the rescue centre, your cat would’ve been given a thorough check up with any health conditions noted – all this information will be passed on to you. Your cat will also be given an estimated date of birth if an exact one cannot be found – you’ll need their birthday to take out most policies.

You’ll need to tell your insurance provider about any medical conditions your cat has, if you don’t and it comes to light later on, you could find your policy invalidated or a sickness claim not paid.

Insurance premiums don’t have to be expensive, half of customers comparing the market found policies from just £3.78** a month – it’s a small price to pay for peace of mind.

What about if I’ve rescued an older cat?

You’ll find that insurance is likely to increase as your cat gets older. Why? Well, just like people, as cats age they’re likely to find themselves suffering more from age related ailments or get themselves involved in more accidents because they’re not as spritely as they once were.

But that doesn’t mean you should take a gamble with their health and not opt for insurance – you might find this is when you and they need it most.

Protect your cat

Cats are purrfect companions, so if you love your cat, get them insured so you can always give them the care they deserve; what are you waiting for, start comparing now.

**50% of people can achieve a premium of £3.78 a month based on August 2016 cheapest premiums