man and dog

A simples guide

How can I reduce the cost of my pet insurance?

Anyone who’s taken their feline friend or precious pooch to the vet will know how eye-watering the bills can be. And because these fees are increasing, the cost of pet insurance is also on the up. But it’s not all bad news as pet insurance doesn’t have to cost a fortune. 


Here are some tips for how you could save on your premium.

vet sign

Don't cover more than you need

It’s easy to assume you need an expensive policy to protect your furry friend, but this may provide far more protection than you’re likely to need.

Starting points to consider. It’s good to have at least:
£4,000 annual cover for a non-pedigree dog
£7,000 annual cover for a pedigree dog
£3,000 annual cover for a cat

How can I reduce the cost of my pet insurance?
keeping your pet healthy can reduce the insurance premium

Keeping them protetced

If your pet falls ill and you have to claim, your premium could rise in subsequent years.

If you keep your pet healthy by getting them all the right jabs and boosters, your premium will be less likely to rise.

Simple really. Also forgetting to keep inoculations up to date will invalidate your policy, so be sure to keep on top of them. 

Check if you're entitled to support

Depending on your circumstances, you may be able to get free vet treatment.

The People’s Dispensary for Sick Animals (PDSA) is a charity that supports sick or injured animals if their owners are on means-tested support.

To see if you’re eligible, take a look at their website.


Check if you're entitled to support from PDSA

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