Compare business insurance
Protect your business without the big bill
- In partnership with Simply Business, one of the UK's largest business insurance providers
- 10% of our customers paid less than £4.80 a month^ to insure their business
- Plus, enjoy a year of fantastic rewards, on us*
^ 10% of our customers were quoted less than £4.80 per month in April-June 2024 for their public liability business insurance based on the monthly cost when paying for the policy in one annual payment, excluding any interest charged on instalment payments.
Compare prices from 18 leading business insurance providers[1], including:
[1] Correct as of June 2024.
What is business insurance?
Business insurance can cover you against losses if things go wrong in the course of your business activities. It can include cover for being sued for compensation, damage to your commercial premises, and more.
Whether you run construction sites or cocktail bars, financial services or food trucks, you can find insurance that’s specially designed for more than 1,000 types of business. We’ve teamed up with Simply Business to offer you tailored quotes from leading business insurance providers.
If you need more advice, call our partner Simply Business on 0333 016 5956**.
**Lines are operated by our trusted partner, Simply Business. Open Mon-Fri 9am-5.30pm, Sat 9am-2pm.
Frequently asked questions
Why is business insurance important?
Any interruption to your business, whether it’s in the form of a key person leaving or an accident that damages your premises, can cause you serious losses.
Plus, if something goes wrong you’re vulnerable to legal action by employees or clients. No one knows what’s around the corner, so having insurance that could cover you if things go awry is well worth considering.
What are the different types of business insurance?
There are several types of business insurance.
- Employer’s liability (EL) insurance: this is a legal requirement if you have even one employee. It protects you against the cost of compensation claims if one of your staff gets injured or ill through working for you. If you don’t have this kind of insurance in place you could be fined £2,500 every day if you’re not properly insured. Your policy must cover you for at least £5 million.
- Public liability insurance: offers you financial protection in case your business activities kill or injure a member of the public, or damage their property. If that person takes you to court, it will cover your legal costs and any compensation you might have to pay. Some customers might insist on public liability insurance before they work with you.
- Professional indemnity insurance: this isn’t a legal requirement but you might be asked to have it by other businesses you’re working with. Professional indemnity insurance gives you cover if a client says you have given them bad advice, or that your work has caused a problem and takes legal action against you.
- Business interruption insurance: could help compensate you for financial losses caused when your business isn’t able to operate as normal.
- Commercial buildings and contents insurance could cover your premises and stock against flood, theft and fire.
- Credit risk insurance typically insures you against the risk of a customer not paying their bill.
- Key man insurance: if someone who’s essential to the running of your business can’t work for you, this type of insurance can compensate you for that loss.
- Landlord insurance: having landlord cover in place typically protects you if your rental property is damaged or there is a fire. You can also include protection against loss of earnings due to an insured event, such as fire.
If you own vehicles in relation to your business, you’ll also need to have car or van insurance.
Find out more about the different types of business insurance.
How do I compare quotes for business insurance?
Whatever type of business you run, it’s easy to compare quotes with Comparethemarket. Just give us a few details about you and your business.
