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A simples guide

Compare Post Office ISA

If you thought the Post Office was only good for stamps and sending parcels, then think again. It offers a whole range of financial products too – including ISAs. Fancy a look?

What ISA options do the Post Office offer?

You can currently take your pick from two ISA products:

Online ISA: As you’d expect, you can manage this account online, which makes it convenient and easy to stay on top of your money. You can choose between an Easy access issue 9 or a Fixed rate issue 8.

Easy access issue 9 gives you a variable rate of interest, but you can withdraw money from the ISA whenever you like.

Fixed rate issue 8, on the other hand, offers a fixed rate of interest for a whole year, but you can’t withdraw or put any more money into it after your initial deposit. If you do need to take your money out, you’ll have to pay a ‘breakage charge’.

The Post Office also offers a junior ISA, which you can open on behalf of a child if you have parental responsibility. From age 16, children can become responsible for the account themselves, if they want to. Money in a junior ISA can only be withdrawn by the child whose name the account is in, and only when they turn 18.

Compare Post Office ISA

Remember to compare

We’re all familiar with the Post Office – it’s a national institution – but that doesn’t mean you should just sign up to what it offers. You’ve worked hard for your money, so make sure it earn its keep – start looking around and comparing cash ISAs now and see how much you could get.

All information correct as of 31 March 2017.

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