Our best ISA Rates

Typically, we have to pay tax on any interest over £1,000 that we earn on our cash. With an ISA, or ‘Individual Savings Account’, any interest earned is tax free.

This makes an ISA one of the best ways to save. Every one of us has a yearly allowance that we can invest into an ISA. In the current tax year, the allowance is £15,240.

Find our best ISA rates

Finding the best rate on a cash ISA is important. You have the choice to invest in an instant access cash ISA that allows withdrawals or one that has a fixed interest rate for a period of time. The advantage of fixing is that usually you will get a better rate but you have to be prepared to not have access to your money for between 1 and 5 years.

When taking out a fixed ISA you should be mindful of inflation. While the Bank of England base rate is currently low, any rise in inflation rates will eat into your savings and you’ll be unable to move your money in the fixed period.

So what are the best rates for both instant access and fixed cash ISAs that we offer? Have a look through our deals to find the right one for you.

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