Compare travel insurance for Bali

Spotless beaches, hot spring retreats and historical royal palaces – just three reasons why Bali attracts millions of tourists each year. Here’s how to find the right travel insurance ahead of your trip to this stunning Indonesian island.

Spotless beaches, hot spring retreats and historical royal palaces – just three reasons why Bali attracts millions of tourists each year. Here’s how to find the right travel insurance ahead of your trip to this stunning Indonesian island.

Josh Daniels
From the Travel team
3
minute read
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Posted 30 MARCH 2020

Why do I need travel insurance for Bali?

Travel insurance is advised wherever you’re going, and Bali is no exception. As is the case in many tourist hot-spots, Bali can be a target for bag snatchers and pickpockets, so you’ll want to make sure you get travel insurance that covers you if your purse or wallet is stolen. Look for the single item limit, which is the most you could claim for an item that needs to be replaced if it’s damaged, lost or stolen.

Getting medical care on holiday could cost thousands of pounds. A travel insurance policy can cover the cost of emergency medical treatment. When comparing policies, you’ll want to make sure any cancellation cover meets the full cost of your break if you can’t make your trip for a valid reason, such as illness.

CORONAVIRUS UPDATE

Following the UK’s most recent national restrictions, you can only travel internationally or within the UK if you're legally permitted to do so while the UK is under full lockdown restrictions.

Non-essential travel is not currently permitted within the UK before 12 April 2021 at the earliest and international travel is not currently permitted before 17 May 2021 at the earliest. Any insurance for travel before these dates is likely to be invalid. This means that, unfortunately, we’re unable to provide any new single trip price comparisons for UK policies with a start date prior to 12 April 2021 and any single trip comparisons for international policies with a start date prior to 17 May 2021
 
You’re still able to purchase annual multi-trip policies, however, if you choose to travel against FCDO advice and current restrictions, you won’t be covered for your trip.

The Foreign, Commonwealth & Development Office (FCDO), currently advises British nationals against all but essential international travel. See latest FCDO advice for further information.

Any insurance policy purchased to cover a trip to a destination where the local authority, or the FCDO, has instructed citizens not to travel, will not be valid.

For more information, please see our coronavirus and travel insurance page.

Until then, stay safe.

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

On its Money Advice Service website, The Money and Pensions Service (MaPs) has launched a directory of insurance providers who may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

What kind of travel insurance do I need for Bali?

The type of cover you need for Bali depends on what you plan to do while you’re away.

If you’re intending to do nothing more strenuous than relaxing on a beach, then standard travel insurance should offer all the cover you need. But if you’re planning more adventurous activities, such as white water rafting or bungee jumping, you probably need to consider extra cover, such as adventure travel insurance. Diving is popular in Bali, but you’ll need to check your policy cover levels if this is something you plan on doing.

Given its geographic location, Bali does occasionally suffer natural disasters such as volcanoes, earthquakes and tsunamis. Check your policy’s small print to see if your insurance covers you for extreme events, such as volcanic ash disruption.

Always check exactly what’s covered by a travel insurance policy before you buy it. It’s up to you to make sure you have the right cover in place for your trip. If your plans change while you’re away and it looks like you’ll need extra cover, contact your insurance provider to see if you can amend your policy.

Do I need a visa for Bali?

Brits can visit Bali for up to 30 days without a visa – if you intend to stay between 30 and 60 days, you’ll need to apply for a visa before you travel. Find out more about applying for a visa to Bali. Also, your passport will need to be valid for at least six months after you arrive in Bali.

Any other travel tips for Bali?

Vaccinations: You should see your doctor four to eight weeks before your trip – they might advise you to have vaccines such as hepatitis A, tetanus and typhoid (these are usually free on the NHS).

Climate: Bali has a tropical climate all year round. June, July and August tend to offer the most pleasant weather for visitors, but they’ll also be the busiest times.

Time difference: The island is eight hours ahead of Greenwich Mean Time (GMT).

Tipping: Isn’t required, but it is welcomed.

Compare Bali travel insurance

Let us know what you need and we’ll compare travel insurance deals that ensure you get the right level of cover.

How much is travel insurance for Bali?

If you’re travelling to Bali, worldwide travel insurance could cost from £12.84** for a week or £26.40*** for annual travel, based on Compare the Market data in September 2020.

**Based on a worldwide travel insurance policy for a 20 year old with no pre-existing medical conditions travelling for 1 week. Prices correct as at November 2020.
***Based on an annual multi trip travel insurance policy for a 20 year old with no pre-existing medical conditions travelling Worldwide. Prices correct as at November 2020.

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