What kind of travel insurance do I need for Bali?
The type of cover you need for Bali depends on what you plan to do while you’re away.
If you’re intending to do nothing more strenuous than relaxing on a beach, then standard travel insurance should offer all the cover you need. But if you’re planning more adventurous activities, such as white water rafting or bungee jumping, you probably need to consider extra cover, such as adventure travel insurance. Diving is popular in Bali, but you’ll need to check your policy cover levels if this is something you plan on doing.
Given its geographic location, Bali does occasionally suffer natural disasters such as volcanoes, earthquakes and tsunamis. Check your policy’s small print to see if your insurance covers you for extreme events, such as volcanic ash disruption.
Always check exactly what’s covered by a travel insurance policy before you buy it. It’s up to you to make sure you have the right cover in place for your trip. If your plans change while you’re away and it looks like you’ll need extra cover, contact your insurance provider to see if you can amend your policy.