Compare travel insurance for Bali

Spotless beaches, hot spring retreats and historical royal palaces – just three reasons why Bali attracts millions of tourists each year. Here’s how to find the right travel insurance ahead of your trip to this stunning Indonesian island.

Spotless beaches, hot spring retreats and historical royal palaces – just three reasons why Bali attracts millions of tourists each year. Here’s how to find the right travel insurance ahead of your trip to this stunning Indonesian island.

Josh Daniels
From the Travel team
minute read
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Posted 30 MARCH 2020

Why do I need travel insurance for Bali?

Travel insurance is advised wherever you’re going, and Bali is no exception. As is the case in many tourist hot-spots, Bali can be a target for bag snatchers and pickpockets, so you’ll want to make sure you get travel insurance that covers you if your purse or wallet is stolen. Look for the single item limit, which is the most you could claim for an item that needs to be replaced if it’s damaged, lost or stolen.

Getting medical care on holiday could cost thousands of pounds. A travel insurance policy can cover the cost of emergency medical treatment. When comparing policies, you’ll want to make sure any cancellation cover meets the full cost of your break if you can’t make your trip for a valid reason, such as illness.


From 17 May 2021, a travel traffic light system has been introduced and trips to green listed countries will be legally permitted if you live in England and Scotland. If you live in Wales and Northern Ireland, you still need to follow the rules for your relevant local authority, which can be found here.

If a country is on the green list, you still need to check the latest travel advice and entry requirements for each country you visit or transit through. This is to ensure you're aware of any specific requirements relating to entry and to check travellers from the UK are permitted. Countries can have their traffic light status changed at short notice and you should take this into consideration when looking to travel. Please check the Foreign, Commonwealth & Development Office (FCDO) advice for the latest information.

The FCDO advises against all but essential travel to most amber and red listed countries. Should you choose to travel against the FCDO rules, you will not be covered by any travel insurance policy you purchase. Some providers do offer cover for international travel if you’re travelling for essential purposes, however most do not. In all cases, should you have any queries please check the policy wording or contact your chosen provider before purchasing to ensure the cover meets your needs.

Travel within England, Scotland and Wales is permitted under the current guidelines. However, public health rules and lockdown restrictions continue to vary, including entry restrictions for Northern Ireland. Check the latest guidance from the official tourism boards for England, Scotland, Wales and Northern Ireland.

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Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

The Money and Pensions Service (MaPs) has launched a directory of insurance providers on its Money Advice Service website that may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

What kind of travel insurance do I need for Bali?

The type of cover you need for Bali depends on what you plan to do while you’re away.

If you’re intending to do nothing more strenuous than relaxing on a beach, then standard travel insurance should offer all the cover you need. But if you’re planning more adventurous activities, such as white water rafting or bungee jumping, you probably need to consider extra cover, such as adventure travel insurance. Diving is popular in Bali, but you’ll need to check your policy cover levels if this is something you plan on doing.

Given its geographic location, Bali does occasionally suffer natural disasters such as volcanoes, earthquakes and tsunamis. Check your policy’s small print to see if your insurance covers you for extreme events, such as volcanic ash disruption.

Always check exactly what’s covered by a travel insurance policy before you buy it. It’s up to you to make sure you have the right cover in place for your trip. If your plans change while you’re away and it looks like you’ll need extra cover, contact your insurance provider to see if you can amend your policy.

Do I need a visa for Bali?

Brits can visit Bali for up to 30 days without a visa – if you intend to stay between 30 and 60 days, you’ll need to apply for a visa before you travel. Find out more about applying for a visa to Bali. Also, your passport will need to be valid for at least six months after you arrive in Bali.

Any other travel tips for Bali?

Vaccinations: You should see your doctor four to eight weeks before your trip – they might advise you to have vaccines such as hepatitis A, tetanus and typhoid (these are usually free on the NHS).

Climate: Bali has a tropical climate all year round. June, July and August tend to offer the most pleasant weather for visitors, but they’ll also be the busiest times.

Time difference: The island is eight hours ahead of Greenwich Mean Time (GMT).

Tipping: Isn’t required, but it is welcomed.

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