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Compare travel insurance for Bali

Compare travel insurance for Bali

Spotless beaches, hot spring retreats and historical royal palaces – just three reasons why Bali attracts millions of tourists each year. Here’s how to find the right travel insurance ahead of your trip to this stunning Indonesian island.

Patrick Ikhena
From the Travel team
minute read
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Posted 30 MARCH 2020

Why do I need travel insurance for Bali?

Travel insurance is advised wherever you’re going, and Bali is no exception. As is the case in many tourist hot-spots, Bali can be a target for bag snatchers and pickpockets, so you’ll want to make sure you get travel insurance that covers you if your purse or wallet is stolen. Look for the single item limit, which is the most you could claim for an item that needs to be replaced if it’s damaged, lost or stolen.

Getting medical care on holiday could cost thousands of pounds. A travel insurance policy can cover the cost of emergency medical treatment. When comparing policies, you’ll want to make sure any cancellation cover meets the full cost of your break if you can’t make your trip for a valid reason, such as illness.


On 7 September 2020, the Foreign Commonwealth and Development Office (FCDO) updated the list of countries that are exempt from its ongoing advice against all non-essential international travel.

If you choose to travel overseas to a destination where the FCDO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.

For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.

For more information, please see our coronavirus and travel insurance page.

What kind of travel insurance do I need for Bali?

The type of cover you need for Bali depends on what you plan to do while you’re away.

If you’re intending to do nothing more strenuous than relaxing on a beach, then standard travel insurance should offer all the cover you need. But if you’re planning more adventurous activities, such as white water rafting or bungee jumping, you probably need to consider extra cover, such as adventure travel insurance. Diving is popular in Bali, but you’ll need to check your policy cover levels if this is something you plan on doing.

Given its geographic location, Bali does occasionally suffer natural disasters such as volcanoes, earthquakes and tsunamis. Check your policy’s small print to see if your insurance covers you for extreme events, such as volcanic ash disruption.

Always check exactly what’s covered by a travel insurance policy before you buy it. It’s up to you to make sure you have the right cover in place for your trip. If your plans change while you’re away and it looks like you’ll need extra cover, contact your insurance provider to see if you can amend your policy.

Do I need a visa for Bali?

Brits can visit Bali for up to 30 days without a visa – if you intend to stay between 30 and 60 days, you’ll need to apply for a visa before you travel. Find out more about applying for a visa to Bali. Also, your passport will need to be valid for at least six months after you arrive in Bali.

Any other travel tips for Bali?

Vaccinations: You should see your doctor four to eight weeks before your trip – they might advise you to have vaccines such as hepatitis A, tetanus and typhoid (these are usually free on the NHS).

Climate: Bali has a tropical climate all year round. June, July and August tend to offer the most pleasant weather for visitors, but they’ll also be the busiest times.

Time difference: The island is eight hours ahead of Greenwich Mean Time (GMT).

Tipping: Isn’t required, but it is welcomed.

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