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Compare travel insurance for Tenerife and the Canary Islands

Compare travel insurance for Tenerife and the Canary Islands

A trip to the Canary Islands can be one of magical contrasts. Of course, there are the famous beaches and hours of sunshine, but there are also volcanos, dramatic mountains, quaint villages and stunning cave systems. Plenty to enjoy.

Whatever your reason for heading to the Canary Islands, good travel insurance is definitely worth considering.

Patrick Ikhena
From the Travel team
minute read
posted 28 JANUARY 2020

Do I need travel insurance for the Canary Islands?

You might not think so from looking at a map, but the Canary Islands are part of Spain. That means that a travel insurance policy that covers Europe will be the right choice for the likes of Lanzarote, Gran Canaria and Tenerife.

That's something to bear in mind if you already have travel insurance - whether that's from an existing policy or one that comes with your bank account, for example.

Travel insurance will protect your baggage and personal belongings from loss, theft or damage. It will also provide cover for you in the event of an illness or if you have an accident and will even fly you home in an emergency.

What will travel insurance for the Canary Islands cover?

When looking for travel insurance for your holiday to the Canary Islands, you should consider the following:

  • Medical care – this is key in any travel insurance policy. This cover may protect you should you or your family need access to health care while in the Canary Islands. The policy may also include repatriation back to the UK should you be too ill to depart at your scheduled time
  • Flight cancellations and missed connections – your travel insurance may also provide cancellation cover in the event that you have to cancel your holiday due to illness or jury service. This could ensure you get your money back.Just make sure the level of cover is sufficient to cover the cost of your trip. Cover for things like a missed connection isn't included in all policies, so if you want to be covered for this, make sure you check the policy T&Cs
  • Damage, loss or theft of your luggage – this is valuable given the amount of stuff we take with us on holiday, including our phones, laptops, tablets, and cameras, as well as our clothes. Your travel insurance may cover the cost of replacing items if they are lost, damaged or stolen. Always read the policy details to check on limits, including those for single items to make sure they are sufficient
  • Extreme sports – the Canary Islands offer the very best conditions all year round to do a range of sports, including:
    • Trail running
    • Paragliding
    • Jump rope
    • Cycling and mountain biking
    • Climbing
    • Paragliding

How does the EHIC card affect travel insurance in the Canary Islands?

The Canary Islands are in Europe as they are a part of Spain – so it's a good idea to take a European Health Insurance Card (EHIC) with you. This isn't a substitute for travel insurance, but it gives you the right to state medical treatment on the same terms as other EU nationals.

One of the advantages of carrying and using an EHIC is that some insurance providers may waive your excess in the event of a medical claim. The cards are free, so simply apply for one from the NHS website – and don't get caught out by websites that charge you.

What else should I think about if I’m going to the Canary Islands?

The Canary Islands - covering Tenerife, Lanzarote, Fuerteventura, Gran Canaria, La Palma, La Gomera and El Hierro as well as many smaller islands - are a very popular choice among holidaymakers.

Here's a few more travel facts about the Canary Islands to help you enjoy your trip:

  • Drinking water: they have desalinated sea water – which is safe to drink but doesn't taste great. The locals tend to buy bottled water – it's cheap and easily available
  • Altitude sickness: if you climb above 2,500m this can be a risk. Hikers are advised not to plan their trip during the summer months
  • Protect yourself from the sun: with the extreme heat, dehydration can be a problem. Excessive fluid loss can result in headaches, dizziness and tiredness
  • Try the wines: six of the Canary Islands produce highly respected wines using indigenous grapes that have been there for centuries
  • Tipping: much like at home, leave 10% if you're happy with the service. Taxis don't expect a tip, but do appreciate them

Where can I compare travel insurance quotes for the Canary Islands?

Travel insurance for your Canary Islands holiday could give you valuable peace of mind and finding the right one for you couldn't be easier. Simply compare offers today and get a quote in minutes.

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