Travel insurance for children

When it comes to children (under 18s) and travel, it’s important to make sure the youngest members of your family have all the cover they need for a safe and comfortable trip. Let us help you find travel insurance for the children in your family.

Wouter Van Rijn From the Travel team
minute read

Why do I need children’s travel insurance?

Travel insurance for children is there to protect the under 18s against any emergency that may happen while they’re abroad. Just like adult travel insurance, policies for children give you peace of mind that you’ve got the cover you need on holiday.

Taking out travel insurance for your kids means that if anything were to happen, your travel insurance provider would take care of the bill and be on hand to give you advice and support.

 For example, if your child needed to be treated in a hospital for a stomach bug or infection – the policy could cover any following treatment, plus return flights and so on. This could cost hundreds of thousands of pounds without travel insurance for your child.

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Here are a few reasons why your child may need their own travel insurance:

  • if they are visiting family, friends or relatives
  • when they are studying abroad
  • if they are going on a gap year or backpacking  
  • or if they are working overseas

Does my child need travel insurance when travelling with me?

Travel insurance is needed for children, regardless of whether or not they are with their parents. If your child is travelling – especially to another country – you’re going to want to make sure that if anything untoward happens, there’s insurance in place to help with any costs. 

If your child is travelling with you, you can take out:  

Family holiday insurance, which could cover one or two adults plus at least one child (maximum 8).

Single-parent cover – much like family cover but covers one adult.

Couple and child policies – which cover you and a partner, plus one child. This is often a cheaper option.

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What does child travel insurance cover?

If you’re looking for travel insurance for children travelling alone, the policy to choose will depend on what they’re going to be doing.  

Your child’s cover should include things like:

  • lost luggage
  • personal accidents and repatriation  
  • medical treatment  
  • theft
  • loss of valuables 
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If they’re off on an active holiday with school, or visiting family or friends, then it’s important to make sure they’re covered for certain activities, like extreme sports or winter sports.

Is your child travelling within Europe? If so, ensure they have a free European Health Insurance Card (EHIC).

How do I get children’s travel insurance?

We can take the hassle out of searching for travel insurance for children. Simply use our comparison service, tell us what you need, and we’ll compare hundreds of travel insurance providers for you, so you can find the perfect cover for your child.  

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